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Michigan Schools & Government Credit Union | MSGCU Banking & Loans This website requires Javascript enabled to function properly. Scam Alert : criminals claiming to be MSGCU’s fraud department may attempt to verify account and card information. Remember, MSGCU will never ask for your Online or Mobile Banking password or log-in verification code. Do not reply or click on any links in text or email, contact MSGCU directly instead. Learn more. Close Alert Join Make a Loan Payment Locations Rates Contact Chat Bank Anytime Banking Online and Mobile Banking 24/7 Account Access Bank with Ease Spend & Save Checking Savings CDs & IRAs Credit Cards Investment Planning Account & Branch Services Direct Deposit Automatic Funds Transfer Money Orders VISA Gift Card Wire Transfer Safe Deposit Boxes Night Depository Business Banking Business Checking Business Savings Simplified Employee Pension (SEP) Plan Seriously great CD rates. With guaranteed returns and great rates, MSGCU Certificates of Deposit are a risk-free option to grow your savings faster. Learn More Join MSGCU Savings Rates Contact Us Routing Number: 272480173 Borrow Home Mortgages Home Equity Personal & Business Credit Cards Vehicle Loans Personal Loans Classroom Loans First Responder Loans Business Loans Loan Services QuickPay Automatic Loan Payment Credit Report Insurance Homebuyers, attend our free workshop Learn about the entire home-buying process. Plus, get a coupon for a free appraisal (worth up to $375). 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Learn More Join MSGCU Current Rates Apply For A Loan Routing Number: 272480173 Search Menu Close BANK 24/7 Account Access Compare your options Online Banking Online and mobile banking Mobile Banking Text Banking Phone Banking Bank with Ease See your options Bill Pay Credit Score Mobile Deposit QuickPay eStatements Preference Center Checking Compare your options Checking Account Fresh Start Checking Account Achieve Student Debit Account Money Market Checking Account Courtesy Pay Ordering Checks Debit/ATM Card Savings Compare your options Regular Savings Account You-Name-It Savings Account Silver Savings Account Gold Savings Account Holiday Club Account Health Savings Accounts Youth Savings Programs CDs & IRAs Compare your options IRA IRA CD CD (Certificate of Deposit) Grow-With-Me CD Bump Your CD Rate Credit Cards Investment Planning Direct Deposit Automatic Funds Transfer Money Orders VISA Gift Card Wire Transfer Safe Deposit Box Night Depository Business Checking Business Savings Simplified Employee Pension (SEP) Plan BORROW Mortgages See your options Fixed-Rate Mortgage Realtor Adjustable-Rate Mortgage FHA Mortgage Condo Loans Jumbo Mortgage Loan Vacant Land Loan Home Equity Compare your options Home Equity Loans Home Equity Line of Credit (HELOC) Credit Cards Compare your options Classic Visa Credit Card Youth Classic Visa Credit Card Titanium Visa Credit Card MSGCU Rewards Visa Credit Card Vehicle Loans See your options Car, Truck, and SUV Loans RV Loans Powersports Vehicle Loans Boat Loans College Degree Auto Financing Program Member Auto Refinancing Program Personal Loans See your options Personal Line of Credit Personal Signature Loan Share Secured Loan Classroom Loan First Responder Loan Business Loans QuickPay Automatic Loan Payment Credit Report Insurance See your options Guaranteed Asset Protection (GAP) Mechanical Repair Coverage (MRC) Life Insurance Home and Auto Insurance Insurance Service Center LEARN Classroom Presentations Workshops Articles Financial Counseling Rates See your options Savings Rates CD, IRA, and HSA Rates Loan Rates Mortgage Rates Business Account Rates Financial Calculators Apply for a Loan See your options Classic VISA Credit Card Application Titanium VISA Credit Card Application New Auto Loan Application Used Auto Loan Application Auto Loan Application RV, Powersport, Motorcycle & Boat Loan Application Home Equity Closed-End Application Home Equity Line of Credit Application Interest-Only Home Equity Line of Credit Application Personal Line of Credit (Instant Credit) Application Personal Signature Loan Application Make A Loan Payment Resources for Educators Resources for Government Employees Resources for Businesses Resources for Students & Young Adults How We Safeguard Your Account See your options Account Protection Account Monitoring Protect Yourself See your options Computer Protection Phone Protection Privacy Protection ATM Security Scam Alerts EXPLORE Contact Us Call Center Lost or Stolen Debit/Credit Cards FAQs Find a Branch or ATM Macomb County Branches See your options Warren | 14 Mile and Schoenherr Sterling Heights | Metro Parkway, East of Dequindre Sterling Heights | Mound and 18 Mile Shelby Township | Hayes and 22 Mile Shelby Township | 23 Mile East of Van Dyke Chesterfield Township | 23 Mile, West of Jefferson Macomb Township | 26 Mile, West of Romeo Plank Clinton Township | Garfield, South of 18 Mile Saint Clair Shores | Little Mack, South of 10 Mile Chesterfield Township | Hall Rd. and I-94 Shelby Township | 26 Mile and Van Dyke Oakland County Branches See your options Madison Heights | 12 Mile, West of John R Troy | Crooks, South of Long Lake Farmington Hills | Orchard Lake, North of 13 Mile Commerce Township | N. Pontiac Trail, West of Haggerty Royal Oak | Woodward, North of 13 Mile Wayne County Branches See your options Livonia | Farmington and 8 Mile Washtenaw County Branches Holiday Closings Become a Member Business Membership Membership Rewards Switch to MSGCU Member Referral The MSGCU Difference Community Support Classroom Cash Grants Scholarships Careers News Newsletters Compare your options Fall 2021 Common Interest Log In Log in to MSGCU Access and manage your money 24/7. Username This field is required. Sign in Touch Authentication Quick Login Quick login I forgot my username. New to Online Banking? Register $99* MORTGAGE PROCESSING Save more than $600 and get personalized guidance, a market-leading rate, and a mortgage designed with you in-mind. Learn more WE CHAMPION GUARANTEED RETURNS Get a risk-free Certificate of Deposit with a seriously great rate to grow your savings faster. Learn more TRAVELING FOR THE HOLIDAY WEEKEND? Check out these tips to keep your finances and identity protected while traveling. Read the blog THE ROAD TO YOUR NEXT RIDE STARTS HERE Count on MSGCU to help you save before you even kick the tires. Learn More MSGCU TEAM MEMBERS LOVE THEIR WORK AND IT SHOWS. We’ve just been named a Top Workplace by the Detroit Free Press for the 11 th year in a row. Join our team SCAM ALERTS See how fraudsters are trying to get access to your information… and tips to keep it safe. See scam alerts Previous slide Play Pause Next slide We champion goals with great rates. Auto...